Risk Warning

Before using the Fine’sa Tech platform, please carefully read the following information about the risks associated with investing.

1. General Notice

Investing through the Fine’sa Tech platform involves financial risks. The value of investments may fluctuate, and past performance is not a guarantee of future results. Users should only invest money they can afford to lose.

2. Risk of Capital Loss

Investments in financial instruments, projects, or funds available via Fine’sa Tech may result in partial or total loss of invested capital. Neither Fine’sa Tech nor its affiliates guarantee profits, returns, or investment liquidity.

3. Market and Liquidity Risks

Investment value may be affected by market conditions, interest rate changes, inflation, and other economic factors. In some cases, it may be difficult or impossible to sell or transfer the investment.

4. Regulation and MiFID II

Fine’sa Tech operates in accordance with Croatian law and the provisions of Directive (EU) 2014/65 – MiFID II. The platform does not provide individual investment advice unless explicitly stated in a user agreement. Users are solely responsible for their investment decisions.

5. Recommendation to Users

Before making an investment decision, users are advised to consult a licensed financial advisor and carefully review all available information about each investment product.

6. Contact

For additional information about risks or regulatory aspects, please contact us at info@finesa-credos.hr.